Factors Influencing Distribution In Islamic Banking Companies In Indonesia
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ABSTRACT
This study aims to determine the effect of Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Inflation and BI rate on Financing Distribution in Islamic Banking Companies in Indonesia. This type of research is quantitative research. This research uses secondary data from the Indonesia Stock Exchange. The sample in this research is 40 using purposive sampling technique. In analyzing the data using multiple linear regression analysis test, t test, F test and coefficient of determination. . The results of the classical assumption test have met the requirements to continue to the multiple linear regression test. Based on the results of the data processing obtained, the inflation rate has a positive and significant effect on financing distribution, Non Performing Financing (NPF) has a negative but significant effect on financing distribution, Capital Adequacy Ratio (CAR) and BI rate have a negative but not significant effect on financing distribution. The results of the determination coefficient calculation are 54% while the remaining 46% are influenced by other variables.
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References
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